A financial planning outlines how and where your money should be invested. It is a strategy for your money that allows you to picture how you will achieve your financial objectives in order to save time and money. Although your financial adviser may offer you an example of a financial planning, each plan is unique … [Read more…]
Introduction Hi readers, welcome to our new blog post, and this time something that’s important and you should be aware of. Let’s discuss the case of life insurance mis-selling and provide you with valuable insights on how to spot the red flags associated with this concerning issue. The post aims to give you a brief … [Read more…]
There are countless term insurance life insurance companies. As someone who’s been a life insurance professional for more than 20 years, I can honestly say that the best term life insurance companies, the top rated term life insurance companies, and the best rated term life insurance companies are very similar. It’s not to say they … [Read more…]
Drug use in Canada is prevalent to non-existent depending on what you define as a “drug.” Eleven per cent of the Canadian population “has a problem with drugs or alcohol” according to a CBC survey, but this does not include people who use drugs recreationally without “a problem.” That number, especially when you include alcohol … [Read more…]
Many people don’t realize that the proceeds of a South Florida life insurance policy are added to your estate for estate tax purposes if the policy is owned by the deceased during their last 3 years of life. This is the case for over 90 percent of all life insurance policies. While the beneficiary is … [Read more…]